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PodcastCompliance

AMLA: the EU's anti-money-laundering authority – part 2

45 min

What does the EU's new anti-money-laundering authority mean in practice? Dual supervision, customer due diligence — and where a property sale gets stuck because of it.

The episode is in Hungarian.

The episode, embedded:

The episode on YouTube

This episode sits where compliance meets lending. The first half is about the regulation, the second about what someone buying a property or applying for a mortgage actually notices.

What we cover:

  • dual supervision and data-driven monitoring
  • the Hungarian tax authority's 101-question questionnaire
  • customer due diligence, beneficial ownership, eight-year retention
  • sanctions screening
  • electronic signatures and digital files at the banks
  • bank rejections, and the reporting duty above 20 million forints in cash
  • foreign and sanctioned clients
  • the role of AI, and the risk of automated decision-making under Article 22

of the GDPR

The episode description carries a timestamped chapter list if you want to jump to a specific part.